Invest, save, and spend from the most capital efficient financial stack. No selling. No taxable events. Just spending power.
Coming SoonMove ETH, stablecoins, or yield-bearing assets into your non-custodial smart wallet. Your keys, your crypto.
We calculate your credit line from on-chain collateral. No credit checks, no friction — just capital efficiency.
Use your Ube card at any merchant that accepts card payments. Settlement happens on-chain, in real time.
Your assets live in a smart contract wallet you control. We never hold your funds.
Collateral keeps earning yield in DeFi protocols while you borrow against it. Your money works twice.
Borrowing isn't selling. Access liquidity from your portfolio without triggering capital gains.
One integrated financial stack — invest, borrow, and spend all in one place. Everything you need at your fingertips, with zero friction.
We're building in public. Drop your email and be first in line when Ube launches.
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